How to Calculate Your GPA — Step by Step

Learn the exact formula and work through a real example — then use our calculator to do it instantly.

Quick Answer

GPA formula: multiply each grade's point value (A=4.0, B=3.0, C=2.0, D=1.0, F=0) by the course credits. Sum all products. Divide by total credits. Example: two 3-credit A's and one 3-credit B = (4.0×3 + 4.0×3 + 3.0×3) ÷ 9 = 33 ÷ 9 = 3.67 GPA.

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The GPA Formula

GPA = Sum of (Grade Points × Credits) ÷ Total Credits

Where grade points are the numeric value assigned to each letter grade:

Letter GradeGPA PointsPercentage Range
A+ or A4.093–100%
A−3.790–92%
B+3.387–89%
B3.083–86%
B−2.780–82%
C+2.377–79%
C2.073–76%
C−1.770–72%
D+1.367–69%
D1.063–66%
D−0.760–62%
F0.00–59%
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Step-by-Step Example

Let's say you completed these 5 courses this semester:

CourseGradeCreditsGrade PointsQuality Points
English CompositionA34.04.0 × 3 = 12.0
Calculus IB+43.33.3 × 4 = 13.2
Intro to PsychologyA−33.73.7 × 3 = 11.1
Chemistry LabB23.03.0 × 2 = 6.0
History of ArtC+32.32.3 × 3 = 6.9
Totals49.2 quality points / 15 credits
GPA = 49.2 ÷ 15 = 3.28

Step-by-Step Breakdown

1
List all your courses for the semester (or year) with their letter grades and credit hours.
2
Convert each grade to points using the table above. A = 4.0, B+ = 3.3, etc.
3
Multiply grade points × credits for each course. This gives you "quality points" per course.
4
Sum all quality points across all courses.
5
Divide by total credits. That's your GPA.

Try It With Our Calculator

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Common GPA Calculation Questions

What if my school doesn't use plus/minus grades?

Some schools only use A, B, C, D, F — no +/− modifiers. In that case: A = 4.0, B = 3.0, C = 2.0, D = 1.0, F = 0.0. This typically results in a slightly higher GPA compared to plus/minus systems, because there's no A− (3.7) to drag down your A's.

Do transfer credits affect my GPA?

At most institutions, transfer credits count toward your degree but are not included in your institutional GPA. Your school calculates GPA only based on courses taken there. Check your school's transfer credit policy for specifics.

Do incomplete grades count toward GPA?

Incomplete grades (I) are typically not counted in your GPA until a final grade is assigned. Once the course is completed, the earned grade replaces the incomplete and is included in your GPA calculation.

Frequently Asked Questions

What is the GPA formula?

GPA = Total Quality Points ÷ Total Credit Hours. Quality points for each course = grade point value × credit hours. Add all quality points, then divide by total credit hours attempted.

How do I convert letter grades to GPA points?

A/A+ = 4.0, A− = 3.7, B+ = 3.3, B = 3.0, B− = 2.7, C+ = 2.3, C = 2.0, C− = 1.7, D+ = 1.3, D = 1.0, D− = 0.7, F = 0.0. See the full table above or use our GPA to letter grade converter.

Do all courses count toward my GPA?

It depends on your school's policy. Pass/fail courses, withdrawals (W), audited courses, and transfer credits are typically excluded. Incomplete grades (I) are not counted until a final grade is assigned.

What is the difference between grade points and credit hours?

Credit hours measure course workload — typically 1 credit equals about 1 hour of class per week. Grade points are the numeric values for letter grades. GPA multiplies them together so that higher-credit courses have proportionally more influence on your GPA.

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